Certified financial planner Derek Elrod ’03 joined Great Day on KMPH-TV in Fresno to discuss financial resolutions for the new year. Elrod’s recommendations? Save more by increasing your 401k contribution, pay off any credit card balances or other high interest debt by year end, set goals to improve your credit score, and create a budget using last year’s expenses as a guide. Elrod is a partner at Bridgewealth Advisory Group and chairman of the Financial Planning Association of Central California.